Centralised and Sarawak Government Regulated Platform for the management and issuance of all Government permits, visas and licenses for Non-Sarawakians & Non-Resident Employees in Sarawak.

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Centralised and Sarawak Government Regulated Platform for the management and issuance of all Government permits, visas and licenses for Non-Sarawakians & Non-Resident Employees in Sarawak.

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Terms of Use

User Agreement
This User Agreement includes and hereby incorporates by reference the following: Terms of Use and Privacy Policy, which are in effect and may be modified by SANSOLS from time to time. Subject to the conditions set forth herein, SANSOLS may, in its sole discretion, amend this User Agreement and other Terms of Use and Privacy Policy at any time by posting a revised version on the site and will provide reasonable notice of any amendment that includes a substantial change. Alternatively, you may visit the SANSOLS website which contains the Terms of Use and Privacy Policy for your viewing. Any revisions to the terms of use and privacy policy will take effect on the noted effective date or when posted if there is no effective date.
Your continued use of this website or the site services after the effective date of the revised version of this User Agreement or any other Terms of Use or Privacy Policy constitutes your acceptance of an agreement to be bound by the Terms of Use and Privacy Policy as revised.
  • Overview
    The following are terms of a legal agreement between you and SANSOLS. By accessing, browsing, or using this website, you acknowledge that you have read, understood, and agree to be bound by these terms and to comply with all applicable laws and regulations. If you do not agree to these terms, you may stop using this website. SANSOLS may, without notice to you, at any time revise these Terms of Use and any other information contained in this website by updating this posting. SANSOLS may also make improvements or changes in the products, services, or programs described in this website at any time without notice.
  • General
    This website contains proprietary notices and copyright information, the terms of which must be observed and followed. This website and all contents in this website may not be copied, reproduced, republished, uploaded, posted, transmitted, distributed, or used for the creation of derivative works without SANSOLS’ prior written consent, except that SANSOLS grants you non-exclusive, non-transferable, limited permission to access and display the Web pages within this website, solely on your computer and for your personal, non-commercial use of this website. This permission is subject to you not modifying the content displayed on this website, and not infringing any of SANSOLS copyrights, trademarks, and other proprietary notices, and your acceptance of the terms, conditions, and notices accompanying the content or otherwise set forth in this website. Notwithstanding the foregoing, any software and other materials that are made available for downloading, access, or other use from this website with their own licence terms, conditions, and notices will be governed by such terms, conditions, and notices. Your failure to comply with the terms, conditions, and notices on this website will result in the automatic termination of any rights granted to you, without prior notice, and you must immediately destroy all copies of downloaded materials in your possession or control. Except for the limited permission in the preceding paragraph, SANSOLS does not grant you any express or implied rights or licences under any patents, trademarks, copyrights, or other proprietary or intellectual property rights. You may not mirror any of the contents from this website on another website or in any other media. SANSOLS reserves the right to initiate legal action against any party for infringement of our intellectual property rights.
  • General Disclaimer
    Our website is provided on an “as-is” and “as-available” basis. This User Agreement is subject to change without notice. Information on this website is not promised or guaranteed to be correct, current, or complete, and this website may contain technical inaccuracies or typographical errors. SANSOLS assumes no responsibility for updating this website to keep information up-to-date or to ensure the accuracy or completeness of any posted information. Accordingly, you should confirm the accuracy and completeness of all posted information before making any decision related to any services, products, or other matters described in this website. SANSOLS provides no assurances that any reported problems will be resolved by SANSOLS, even if SANSOLS elects to provide information with the goal of addressing a problem.
  • Confidential Information
    Please note that any information sent or collected through SANSOLS will be deemed NOT to be confidential. By sending SANSOLS any information or material, you grant SANSOLS an unrestricted, irrevocable licence to copy, reproduce, publish, upload, post, transmit, distribute, publicly display, perform, modify, create derivative works from, and otherwise freely use, those materials or information. However, we will not release your name or otherwise publicise the fact that you submitted materials or other information to us unless: (a) we obtain your permission to use your name; or (b) we first notify you that the materials or other information you submit to a particular part of this website will be published or otherwise used with your name on it; or (c) we are required to do so by law. Personally-identifiable information that you submit to SANSOLS for the purpose of receiving products or services will be handled in accordance with our Privacy Policy.
  • Incorporation of logos and Third-Party Representations
    Usage of all third-party logos and representations by SANSOLS are fully owned and copyright of their respective owners. Usage of all third-party logos and representations on this website are subject to final approval by the respective owners.
  • Global Availability
    Information that SANSOLS publishes on the World Wide Web may contain references or cross-references to SANSOLS products, programs and services that are not announced or available in your country. Such references do not imply that SANSOLS intends to announce or make available such products, programs, or services in your country. Please consult us for information regarding the products, programs, and services that may be available to you.
  • Business Relationships
    This website may provide links or references to non-SANSOLS websites and resources. SANSOLS makes no representations, warranties, or other commitments whatsoever about any non-SANSOLS website or third-party resources that may be referenced, accessible from, or linked to any SANSOLS website. A link or reference to a non-SANSOLS website does not mean that SANSOLS endorses the content or use of such website or its owner. In addition, SANSOLS is not a party to or responsible for any transactions you may enter into with third parties, even if you learn of such parties (or use a link to such parties) from a SANSOLS site. Accordingly, you acknowledge and agree that SANSOLS is not responsible for the accessibility to such external sites or resources, and is not responsible or liable for any content, services, products, or other materials on or available from those websites or resources. When you access a non-SANSOLS website, even one that may contain the SANSOLS-logo, please understand that it is independent from SANSOLS, and that SANSOLS does not control the content on that website. It is up to you to take precautions to protect yourself from viruses, worms, trojan horses, and other potentially destructive programs, and to protect your information as you deem appropriate.
  • Linking to this website and Others
    This website contains links to and from third-party websites and systems. If you follow a link to any of these websites or systems, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these privacy policies. We recommend you to be aware of when you leave our website and to read the privacy policies of each and every website that collects personal information. Please check these privacy policies before you submit any personal data to these websites. This Privacy Policy applies solely to information collected by us through this website.
  • Disclaimer of Warranty
    Use of this website is at your sole risk. All materials, information, products, software, programs, and services are provided “as is,” with no warranties or guarantees whatsoever. SANSOLS expressly disclaims to the fullest extent permitted by law all express, implied, statutory, and other warranties, guarantees, or representations, including, without limitation, the warranties of merchantability, fitness for a particular purpose, and non-infringement of proprietary and intellectual property rights. Without limitation, SANSOLS makes no warranty or guarantee that this website will be uninterrupted, timely, secure, or error-free. You understand and agree that if you download or otherwise obtain materials, information, products, software, programs, or services, you do so at your own discretion and risk and that you will be solely responsible for any damages that may result, including loss of data or damage to your computer system. Some jurisdictions do not allow the exclusion of warranties, so the above exclusions may not apply to you.
  • Disclaimer of Liability and Indemnification
    To the extent not prohibited by law, under no circumstances shall SANSOLS be liable in any manner whatsoever and howsoever arising with respect to any transaction (including without limitation fraudulent transaction) by/involving recruitment agent(s) or any third party(ies), whether or not SANSOLS has been advised or is aware of the possibility of such damages/liability.
    The Employer shall be responsible for the actions of its Foreign Worker recruitment agents and/or nominees. The Employer shall indemnify SANSOLS against any losses and damages suffered or to be suffered by SANSOLS due to the acts of the Employer's Foreign Worker recruitment agents and/or nominees.
  • Limitation of Liability
    Except where prohibited by law, in no event will SANSOLS be liable to any party for any direct, indirect, incidental, special, exemplary or consequential damages of any type whatsoever related to or arising from this website or any use of this website, or of any website or resource linked to, referenced, or accessed through this website, or for the use or downloading of, or access to, any materials, information, products, or services, including, without limitation, any lost profits, business interruption, lost savings or loss of programs or other data, even if SANSOLS is expressly advised of the possibility of such damages. This exclusion and waiver of liability applies to all causes of action, whether based on contract, warranty, tort, or any other legal theories. This limitation of liability shall not apply to damages caused by SANSOLS’ wilful misconduct, gross negligence or fraud.
  • Others
    Additional or different terms, conditions, and notices may apply to specific materials, information, products, software, and services offered through this website. In the event of any conflict, such additional or different terms, conditions, and notices will prevail over these Terms of Use. Please see the applicable agreement or notice.
SYSTEM ENTRY AGREEMENT DECLARATION
PLEASE READ THIS USER AGREEMENT CAREFULLY BEFORE USING THE Sarawakian And Non-Sarawakian Online Labour System (hereinafter referred to as “SANSOLS system”). BY USING THE SANSOLS SYSTEM, YOU ARE AGREEING TO BE BOUND BY THE TERMS OF THE SANSOLS SYSTEM. IF YOU DO NOT AGREE TO THE TERMS, DO NOT USE THE SANSOLS SYSTEM.
  • General
    • The SANSOLS system may be updated or replaced by feature enhancements, software updates, security responses, system files, or system restore software. SANSOLS retains ownership of the system itself and reserves all rights not expressly granted to you. You agree that the terms of this system will apply and you agree that the terms will govern your use of the SANSOLS System.

    • SANSOLS, at its discretion, may make future system changes (hereinafter referred to as “System Changes”). The System Changes, if any, may not necessarily include all existing features or new features. The terms of this SANSOLS system will govern any changes by SANSOLS.

    • Title and intellectual property rights in and to any content displayed by or accessed through the SANSOLS system belongs to the respective content owner. Such content may be protected by copyright or other intellectual property laws and treaties, and may be subject to terms of use of the third party providing such content. Except as otherwise provided herein, this does not grant you any rights to use such content nor does it guarantee that such content will continue to be available to you.

    • System Requirements. Please note that the SANSOLS System is supported on hardware that meets specified system requirements as indicated by SANSOLS. In addition, use of and access to certain features of the SANSOLS System may require you to apply for a unique username and password combination.
  • Content Caching Features
    • Certain features of the SANSOLS System may automatically download and locally cache content (“hereinafter referred to as “Content””) on your computer. You agree that the SANSOLS System may download and cache such Content.

    • The Content Caching Features are used solely for purposes of expediting the delivery of such content to authorised end users.

    • You acknowledge and agree that all use of the Content is subject to the applicable terms that govern the type of Content being cached. You acknowledge and agree that the use of the Content Caching Features and storage of Content does not transfer to you any rights beyond those granted to you for the Content and shall not constitute a grant, waiver, or other limitation of any rights of SANSOLS or any other copyright owners in any SANSOLS Content.

    • By enabling the Content Caching Features of the SANSOLS System, you agree that SANSOLS may store, monitor, and secure the SANSOLS Content, and may collect and use technical information about your computer and related networks, including but not limited to, hardware identifiers and IP addresses, for such purposes. You agree not to disable, disrupt, hack, circumvent, or otherwise interfere with SANSOLS’ verification, storage or authentication mechanisms, digital signing, digital rights management, or other security mechanisms implemented in or by the SANSOLS System, services, the SANSOLS Content, or to enable others to do so.

    • SANSOLS reserves the right to stop making SANSOLS Content available for caching on your computer (e.g., some Content that you may have previously cached may not be available for subsequent caching) and to remove any cached Content from your computer at any time in its sole discretion, and SANSOLS shall have no liability to you in such event. You understand that such caching of SANSOLS Content may not be available in all countries or regions. You may remove the cached SANSOLS Eligible Content and disable the Content Caching Features at any time.

    • Other Use Restrictions. You agree not to remove, obscure, or alter any proprietary notices (including trademark and copyright notices) that may be affixed to or contained within the SANSOLS System.

    • No Reverse Engineering. You may not, and you agree not to or enable others to, copy, decompile, reverse engineer, disassemble, attempt to derive the source code of, decrypt, modify, or create derivative works of the SANSOLS System or any part thereof.

    • Compliance with Laws. You agree to use the SANSOLS System in compliance with all applicable laws, including local laws of the country or region in which you reside or in which you use the SANSOLS System. Features of the SANSOLS System may not be available in all languages or regions and some features may vary by region. An Internet connection is required for the SANSOLS System.

    • Third Party Software. SANSOLS has provided and may provide as an upgrade, update or supplement to the SANSOLS System, access to certain third party services. To the extent that the SANSOLS System contains or provides access to any third party services, SANSOLS has no express or implied obligation to provide any technical or other support for such services. Please contact the appropriate software vendor, manufacturer or service provider directly for technical support and customer service related to its software, service and/or products.

    • SANSOLS System Changes. The SANSOLS System will periodically check for System Changes. If a change is available, the change may automatically download and install onto your computer and, if applicable, your peripheral devices. By using the SANSOLS System, you agree that SANSOLS may download and install automatic SANSOLS System Changes onto your computer and your peripheral devices. You can turn off automatic operating system updates at any time by adjusting the settings.

    • Consent to Use of Data. When you use the various communication features of the SANSOLS System with your computer, the information you provide, your email address(es), certain unique identifiers for your computer and your phone’s registered telephone number are sent to SANSOLS in order to allow others to reach you. SANSOLS may hold your messages in encrypted form for a limited period of time in order to ensure their delivery. Certain features may require information from your computer to provide their respective functions. When you turn on or use these features, details will be provided regarding what information is sent to SANSOLS and how the information may be used. At all times your information will be treated in accordance with the SANSOLS Privacy Policy.
  • Services and Third Party Materials
    • General. The SANSOLS System may enable access to third party services and web sites (collectively and individually, “Services”). Use of these Services requires Internet access and use of certain Services may require you to accept additional terms and may be subject to additional fees. By using this SANSOLS system or other SANSOLS Services, you agree to the applicable terms of service for that Service, the latest terms and conditions for the Services for the country or region in which you access such Services.

    • You understand that by using any of the Services, you may encounter content that may be deemed offensive, indecent, or objectionable, which content may or may not be identified as having explicit language, and that the results of any search or entering of a particular URL may automatically and unintentionally generate links or references to objectionable material. Nevertheless, you agree to use the Services at your sole risk and that SANSOLS, its affiliates, agents, principals, or licensors shall have no liability to you for content that may be found to be offensive, indecent, or objectionable.

    • Certain Services may display, include or make available content, data, information, applications or materials from third parties (“Third Party Materials”) or provide links to certain third party web sites. By using the Services, you acknowledge and agree that SANSOLS is not responsible for examining or evaluating the content, accuracy, completeness, timeliness, validity, copyright compliance, legality, decency, quality or any other aspect of such Third Party Materials or web sites. SANSOLS, its officers, affiliates and subsidiaries do not warrant or endorse and do not assume and will not have any liability or responsibility to you or any other person for any third-party Services, Third Party Materials or web sites, or for any other materials, products, or services of third parties.

    • To the extent that you upload any content through the use of the Services, you represent that you own all rights in, or have authorisation or are otherwise legally permitted to upload, such content and that such content does not violate any terms of service applicable to the Services. You agree that the Services contain proprietary content, information and material that is owned by SANSOLS, the site owner or their licensors, and is protected by applicable intellectual property and other laws, including but not limited to copyright. You agree that you will not use such proprietary content, information or materials other than for permitted use of the Services or in any manner that is inconsistent with the terms of the Services or the SANSOLS System or that infringes any intellectual property rights of a third party or SANSOLS. No portion of the Services may be reproduced in any form or by any means. You agree not to modify, rent, lease, loan, sell, distribute, or create derivative works based on the Services, in any manner, and you shall not exploit the Services in any unauthorised way whatsoever, including but not limited to, using the Services to transmit any computer viruses, worms, trojan horses or other malware, or by trespass or burdening network capacity. You further agree not to use the Services in any manner to harass, abuse, stalk, threaten, defame or otherwise infringe or violate the rights of any other party, and that SANSOLS is not in any way responsible for any such use by you, nor for any harassing, threatening, defamatory, offensive, infringing or illegal messages or transmissions that you may receive as a result of using any of the Services.

    • In addition, such Services and Third Party Materials may not be available in all languages or in all countries or regions. SANSOLS makes no representation that such Services and Third Party Materials are appropriate or available for use in any particular location. To the extent you choose to use or access such Services or Third Party Materials, you do so at your own initiative and are responsible for compliance with any applicable laws, including but not limited to applicable local laws and privacy and data collection laws. SANSOLS and its affiliates reserve the right to change, suspend, remove, or disable access to any Services at any time without notice. In no event will SANSOLS be liable for the removal of or disabling of access to any such Services. SANSOLS may also impose limits on the use of or access to certain Services, in any case and without notice or liability.
  • Termination
    The SANSOLS System is effective until terminated. Your rights for the SANSOLS system will terminate automatically or otherwise cease to be effective without notice from SANSOLS if you fail to comply with any term(s) of the SANSOLS System. Upon termination, you shall cease all use of the SANSOLS System.
  • Disclaimer of Warranties.
    • YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT, TO THE EXTENT PERMITTED BY APPLICABLE LAW, USE OF THE SANSOLS SYSTEM AND ANY SERVICES PERFORMED BY OR ACCESSED THROUGH THE SANSOLS SYSTEM IS AT YOUR SOLE RISK AND THAT THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY AND EFFORT IS WITH YOU.

    • SANSOLS DOES NOT WARRANT AGAINST INTERFERENCE WITH YOUR ENJOYMENT OF THE SANSOLS SYSTEM AND SERVICES, THAT THE FUNCTIONS CONTAINED IN, NOR DOES IT WARRANT THAT SERVICES PERFORMED OR PROVIDED BY, THE SANSOLS SYSTEM WILL MEET YOUR REQUIREMENTS, THAT THE OPERATION OF THE SANSOLS SYSTEM AND SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, THAT ANY SERVICES WILL CONTINUE TO BE MADE AVAILABLE, THAT DEFECTS IN THE SANSOLS SYSTEM OR SERVICES WILL BE CORRECTED, OR THAT THE SANSOLS SYSTEM OR SERVICES WILL BE COMPATIBLE OR WORK WITH ANY THIRD PARTY SYSTEM, APPLICATIONS OR THIRD PARTY SERVICES. INSTALLATION OF THIS SANSOLS SYSTEM MAY AFFECT THE AVAILABILITY AND USABILITY OF THIRD PARTY SYSTEMS, APPLICATIONS OR THIRD PARTY SERVICES, AS WELL AS SANSOLS PRODUCTS AND SERVICES.
  • Limitation of Liability
    TO THE EXTENT NOT PROHIBITED BY APPLICABLE LAW, IN NO EVENT SHALL SANSOLS, ITS AFFILIATES, AGENTS OR PRINCIPALS, BE LIABLE FOR PERSONAL INJURY, OR ANY INCIDENTAL, SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, CORRUPTION OR LOSS OF DATA, FAILURE TO TRANSMIT OR RECEIVE ANY DATA OR INFORMATION (INCLUDING WITHOUT LIMITATION COURSE INSTRUCTIONS, ASSIGNMENTS AND MATERIALS), BUSINESS INTERRUPTION OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OR INABILITY TO USE THE SANSOLS SYSTEM OR SERVICES OR ANY THIRD PARTY SYSTEM, APPLICATIONS OR SERVICES IN CONJUNCTION WITH THE SANSOLS SYSTEM OR SERVICES, HOWEVER CAUSED, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT OR OTHERWISE) AND EVEN IF SANSOLS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
  • Digital Certificates
    The SANSOLS System contains functionality that allows it to accept digital certificates. YOU ARE SOLELY RESPONSIBLE FOR DECIDING WHETHER OR NOT TO RELY ON A CERTIFICATE WHETHER ISSUED BY SANSOLS OR A THIRD PARTY. YOUR USE OF DIGITAL CERTIFICATES IS AT YOUR SOLE RISK. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SANSOLS MAKES NO WARRANTIES OR REPRESENTATIONS, EXPRESS OR IMPLIED, AS TO MERCHANTABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE, ACCURACY, SECURITY, OR NON-INFRINGEMENT OF THIRD PARTY RIGHTS WITH RESPECT TO DIGITAL CERTIFICATES.
    You agree that (a) you will not falsify or misuse any digital certificate; (b) you will use digital certificates for legal purposes only and in accordance with any applicable Certificate Policy, Certificate Practice Statement or other Certificate Authority business practice disclosures; (c) you are solely responsible for preventing any unauthorised user from making use of your digital certificates; (d) you are solely responsible for preventing any unauthorised user from making use of the private key associated with your digital certificate; and (e) you will revoke any of your digital certificates that you have reason to believe have been compromised.
  • Controlling Law and Severability.
    The SANSOLS System will be governed by and construed in accordance with the laws of Malaysia.
  • Entire Agreement and Governing Language
    This User Agreement constitutes the entire agreement between you and SANSOLS relating to the SANSOLS System and supersedes all prior or contemporaneous understandings regarding such subject matter. No amendment to or modification of this User Agreement will be binding unless in writing and signed by SANSOLS. Any translation of this User Agreement into a non- English language is as required by the laws of Malaysia and in the event of a dispute between the English and any non-English versions, the English version of this User Agreement shall govern, to the extent not prohibited by local law in your jurisdiction.
  • Third Party Acknowledgements
    • Portions of the SANSOLS System may utilise or include third party software and other copyrighted material. Acknowledgements, licensing terms and disclaimers for such material are contained in the electronic documentation for the SANSOLS System, and your use of such material is governed by their respective terms.

    • Certain software libraries and other third party software included with the SANSOLS System are free software and licensed under the terms of the GNU General Public Licence (GPL) or the GNU Library/Lesser General Public Licence (LGPL), as the case may be. You may obtain a complete machine readable copy of the source code for such free software under the terms of the GPL or LGPL, as the case may be, without charge except for the cost of media, shipping, and handling, upon written request to SANSOLS. The GPL/LGPL software is distributed in the hope that it will be useful, but WITHOUT ANY WARRANTY, without even the implied warranty of MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE.
  • SANSOLS’ Relationship With You
    SANSOLS does not process payments, or have any other control over payments, returns, refunds, rewards, value, discounts, orders, order fulfilment, or other commerce activity that may arise out of your use of the SANSOLS System.
    The terms and conditions of cardholder agreements you may have in place with your card issuer will continue to govern your use of your supported cards (“Supported Card”) and their use. Similarly, your purchase of any goods or services feature will be subject to the applicable merchant’s terms and conditions.
    Nothing in the agreement modifies the terms of any cardholder or merchant agreement that you may have.
    You agree that SANSOLS is not a party to your cardholder or merchant agreements, nor is SANSOLS responsible for the (a) content, accuracy or unavailability of any payment cards, commerce activities, transactions, purchases, orders, order fulfilment, or receipts; (b) issuance of credit or assessing eligibility for credit; (c) activities of issuers, merchants, or other third parties related to your use of SANSOLS; (d) provisioning decisions made by an issuer, merchant, or other third party in connection with a Supported Card; (e) accrual or redemption of rewards or stored value under a merchant’s program; or (f) funding or reloading of prepaid cards. For all disputes or questions about payment cards or associated commerce activity, please contact your issuer or the applicable merchant.
  • Security
    You are solely responsible for maintaining the security of your devices in relation to the access and use of the SANSOLS System. You agree that SANSOLS does not have any responsibility if you lose or share access to your device, or if you make unauthorised modifications to the SANSOLS System.
    If your device is lost or stolen you can attempt to suspend the ability to pay with the device. If you report such loss or theft or SANSOLS suspects fraudulent or abusive activity, you agree to cooperate with SANSOLS in any investigation and to use any fraud prevention measures we prescribe.
  • Limitation of Liability
    IN ADDITION TO THE DISCLAIMERS OF WARRANTIES AND LIMITATION OF LIABILITY SET FORTH, SANSOLS DOES NOT ASSUME ANY LIABILITY FOR PURCHASES, PAYMENTS, TRANSACTIONS, ORDERS, ORDER FULFILMENT, RECEIPT INFORMATION, OR OTHER COMMERCE ACTIVITY MADE USING THE SANSOLS SYSTEM, AND YOU AGREE TO LOOK SOLELY TO AGREEMENTS YOU MAY HAVE WITH YOUR CARD ISSUER, PAYMENT NETWORK, OR MERCHANT TO RESOLVE ANY QUESTIONS OR DISPUTES RELATING TO YOUR SUPPORTED CARDS, VIRTUAL SUPPORTED CARDS AND ASSOCIATED COMMERCE ACTIVITY .
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